Category: Conveyancing
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Property Searches: Additional Searches
When buying a house, depending on how you intend on financing the purchase, you will need to consider having property searches carried out. All mortgage lenders require a basic set of searches carried out for all properties they lend on. Then depending on the geographic location of a property and the results of basic searches,…
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First Homes Scheme
First Homes Scheme – The Government’s New Discount Scheme For First Time Buyers With the present Help to Buy Equity Scheme due to expire by March 2023, we analyse the Government’s latest Discount Scheme for home ownership. Homes sold under the First Homes Scheme are effectively purpose built meaning they are going to be initially…
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Buildings Insurance
Buildings insurance provides homeowners with peace of mind that in the event of catastrophic damage to their home from fire, flood, settlement or structural collapse and public liability, they receive financial recompense. Buildings insurance generally includes: • Somewhere to stay if your home is unfit to live in • Accidental damage to underground drains and…
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National Park: What is it like to live here?
A National park is a large area of land protected by law for the benefit of the nation. They were established in 1949 by the National Parks and Access to the Countryside Act, which was revised by The Environment Act in 1995. National Parks have a statutory purpose in England and Wales to: • Enhance…
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Grade I and II listed buildings
What is a Grade I and II Listed building? So you have found your dream home but you then discovered it falls in the category of grade I and grade II listed buildings. What does this actually mean in practice? If a building is classed as “listed” then it means that it is on the…
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Retirement Properties for the over 55’s and 60’s
We are all living longer. According to the Office for National Statistics, women tend to live around 20 years after they retire, and men 15 years. Because of this, the market for retirement properties has grown noticeably in recent years, with more people freeing up cash by selling their former family home. Residents in retirement…
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Freehold Maintenance Obligations
When purchasing a freehold property, one would be forgiven for thinking that there will be no additional freehold maintenance obligations. Unless experienced it personal, the majority of people assumed that maintenance obligations and payments are linked to common parts of leasehold properties through service charge or equivalent. In actual fact, it is not uncommon to…
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A Home by the Coast – What to consider?
More and more people are leaving their urban homes, in search of a home by the coast, giving in to the rhythmic call of sloshing waves and the sound of gulls and moving to a coastal idyll. According to Rightmove, in 2021 Cornwall overtook London as the most searched for location, with Devon and Dorset…
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What is a Build Over Agreement?
A build over agreement (BOA) is needed if building work is to take place within 3 metres or over an existing drain or public sewer. Work involving underpinning, new foundations, piling or basements requires the prior approval of the water company in your area before any work can begin on site. What is a build…
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What is an Area of Outstanding Natural Beauty?
An area of outstanding natural beauty (AONB), is a location in England, Wales or Northern Ireland which has been marked for conservation because of it’s considerable landscape value and scenic beauty. Areas are recognised in light of their national importance by the relevant public body. These are: Natural England, Natural Resources Wales, and the Northern…
